Lower Mortgage Rates Spark Interest in ARMs Giving Borrowers ‘Breathing Room’ - Realtor.com
Lower Mortgage Rates Spark Interest in ARMs Giving Borrowers ‘Breathing Room’ Realtor.com
November 3, 2025Summary
A special form of secured loan where the purpose of the loan must be specified to the lender, to purchase assets that must be fixed (not movable) property, such as a house or piece of farm land. The assets are registered as the legal property of the borrower but the lender can seize them and dispose of them if they are not satisfied with the manner in which the repayment of the loan is conducted by the borrower. Once the loan is fully repaid, the lender loses this right of seizure and the assets are then deemed to be unencumbered.
Definitions
- A special form of secured loan where the purpose of the loan must be specified to the lender, to purchase assets that must be fixed (not movable) property, such as a house or piece of farm land. The assets are registered as the legal property of the borrower but the lender can seize them and dispose of them if they are not satisfied with the manner in which the repayment of the loan is conducted by the borrower. Once the loan is fully repaid, the lender loses this right of seizure and the assets are then deemed to be unencumbered.
- State of being pledged.
- To borrow against a property, to obtain a loan for another purpose by giving away the right of seizure to the lender over a fixed property such as a house or piece of land; to pledge a property in order to get a loan.
- To pledge and make liable; to make subject to obligation; to achieve an immediate result by paying for it in the long term.
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Current refi mortgage rates report for Nov. 4, 2025 - Fortune
Current refi mortgage rates report for Nov. 4, 2025 FortuneAfter the Fed rate cut: Mortgage lenders with the lowest rates this week, Nov. 3, 2025 Yahoo FinanceWhat's the mortgage interest rate forecast for November 2025? CBS News
November 4, 2025Adjustable-rate mortgages are making a comeback: Here’s why - NewsNation
Adjustable-rate mortgages are making a comeback: Here’s why NewsNation
November 4, 2025HSBC offers 6.5 times salary mortgages as lending rules loosen - The Times
HSBC offers 6.5 times salary mortgages as lending rules loosen The Times
November 3, 2025Mortgages and AI to be added to the curriculum in English schools - BBC
Mortgages and AI to be added to the curriculum in English schools BBC
November 5, 2025Videos
Mortgages
Homebuyers and homeowners need to choose which home mortgage loan is the best for them. Mortgage is now oversimplified into various forms so it has become applicable to every homeowner. http://express-conveyancing.co.uk/
Defaulted Mortgages - Profits from Defaulted Mortgages
http://www.NoteBuyingProfits.com No-nonsense Defaulted Morgages Information. Up-to-date! Hours of FREE Defaulted Mortages Training Videos, Free 1-on-1 Coaching Session! Click or Call 718-783-7605
Defaulted Mortgages - Profits from Defaulted Mortgages
http://www.NoteBuyingProfits.com No-nonsense Defaulted Morgages Information. Up-to-date! Hours of FREE Defaulted Mortages Training Videos, Free 1-on-1 Coaching Session! Click or Call 718-783-7605
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FAQ
What is mortgages?
A special form of secured loan where the purpose of the loan must be specified to the lender, to purchase assets that must be fixed (not movable) property, such as a house or piece of farm land. The assets are registered as the legal property of the borrower but the lender can seize them and dispose of them if they are not satisfied with the manner in which the repayment of the loan is conducted by the borrower. Once the loan is fully repaid, the lender loses this right of seizure and the assets are then deemed to be unencumbered.
Where can I find more information about mortgages?
You can search for mortgages on DuckDuckGo or check other resources online.
What are some synonyms for mortgages?
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